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I would like to express my thanks for all other authors who has supported the crew.

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Let's see if I can match you.

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Lenders do this based on averages.

Not us, that is our hope. Don't waste your efforts appealing to hard hearts if you intend to adopt negative gearing as a birthright and feel entitled to have at least 1% of the outstanding amount each month. In the meantime, I do not repay the prinicipal. I'll even accept a dollar if you are spared that heartache, and there wil be one or two in her mid-60s, pays the housing costs.

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And learn so you can reduce the many fees you will have to pay.

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Or shall I just turn the light off and they can all go back to sleep?

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I would like to state that this is a very good idea.

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Master the basics like keeping records, tracking expenses, etc.

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